Wire Transfers

You can use your Iowa State Bank deposit account to send or receive money — with same business day funds availability for domestic wires. Simply fill out the corresponding form on this page and bring it to one of our offices.

You do not need to be an Iowa State Bank customer to send or receive a wire transfer through our bank. Please see below for the fees associated with wire transfers.

Domestic Wire Transfers

Outgoing: $25 (+ $1.75 tax)
Incoming: $15 (+ $1.05 tax)
Non-customer Outgoing: $30 (+ $2.10 tax)
Non-customer Incoming: $18 (+ $1.26 tax)

Domestic Wire Transfer Form (pdf)

International Wire Transfers (Rates updated effective August 14, 2023)

Outgoing (US Dollar to US Dollar): $60 (+ $4.20 tax)
Outgoing (US Dollar to Foreign Currency or Foreign Currency to Foreign Currency): $65 (+ $4.55 tax
Incoming: $42 (+ $2.94 tax)
Non-customer Outgoing: $75 (+ $5.25 tax)
Non-customer Incoming: $50 (+ $3.50 tax)

(Currency Information Guide)

International Wire Transfer Form (pdf)

Completed wire forms may be e-mailed to: [email protected] or dropped off at the bank.


Information for Incoming Domestic Wire Transfers

If money is being wired to you from within the United States, you will need to provide the sender with the following information:

  • Your full name
  • Your account number
  • Your phone number and address (as listed on your account)
  • Routing/ABA Number: 073901880
  • Address: Iowa State Bank, 55 S 4th St, Fairfield, IA 52556

Information for Incoming International Wire Transfers

To receive a wire from outside of the United States, provide the sender with all of the following information:

Intermediary Bank
Bank Name: Bankers' Bank
SWIFT Code: BBWIUS44
Bank Address: 7700 Mineral Point Rd, Madison, WI 53717

Beneficiary Bank
Bank Name: Iowa State Bank & Trust Co.
Routing/ABA Number: 073901880
Bank Address: 55 S 4th St, Fairfield, IA 52556

For Further Credit/For the Benefit of
Your full name
Your account number
Your phone number and address (as listed on your account)


Wire Transfer Cutoff Times

The cutoff time for outgoing domestic wire transfers is 3:00 PM (CST). Domestic wire transfers are generally received by the recipient's bank on the same business day.

The cutoff time for outgoing international wire transfers is 1:30 PM (CST).  The speed of international wire transfers varies depending on the countries and currencies involved, but typically arrive within 5 business days.

If you have a question regarding your wire transfer, call (641) 472-3161 to speak with a personal banker.