SKIP-A-PAY

With Iowa State Bank’s Skip-A-Pay program, we’ll let you take a vacation from your loan payment when you need it most.

It’s simple! You choose the month of the payment you would like to skip for any qualifying loan. Iowa State Bank will then extend the term of your loan by an additional month. What you do with the extra cash is up to you!


Account must be in good standing, no previous extensions or modifications within the last 6 months, all borrowers must sign the agreement, consumer, personal or other consumer secured loans. No mortgage, ag, commercial loans apply to Skip-A-Payment.