Iowa State Bank business checking account options

Checking Account Options for Business Owners & Farmers

Iowa State Bank knows your needs as a business owner are different from the needs of other business owners in the same community. The same is true of farmers, your checking account needs differ from your neighbor down the road. With Iowa State Bank, you have several options to make sure you have the account that works best for you!

Business Checking Accounts

Compare the benefits of each of our business checking accounts here.

Account	Amount to Open	Earns Interest	Minimum Balance	Fees	Key Benefits
Regular Business Checking	$50	No	None	$5 monthly service charge, $.10 per debit, $.10 per item deposited not drawn on Iowa State Bank, service charge credit of $.25 for every $500 increment on lowest account balance during month	Monthly statements, Drive-thru night depository, ACH payroll services
ISB NOW Business Checking Account (Not available for Corporations or Partnerships)		Yes, compounded daily	$2,000 to earn interest	$5 monthly service charge, $.10 per debit, $.10 per deposit item not drawn on Iowa State Bank $20 service charge per month & $.20 per debit if balance drops below minimum balance,	Monthly statements, Drive-thru night depository, ACH payroll services

Account

Amount to Open

Earns Interest

Minimum Balance

Fees

Key Benefits

Regular Business Checking

$50

None

$5 monthly service charge, $.10 per debit, $.10 per item deposited not drawn on Iowa State Bank, service charge credit of $.25 for every $500 increment on lowest account balance during month

Monthly statements, Drive-thru night depository, ACH payroll services

ISB NOW Business Checking Account

(Not available for Corporations or Partnerships)

Yes, compounded daily

$2,000 to earn interest

$5 monthly service charge, $.10 per debit, $.10 per deposit item not drawn on Iowa State Bank

$20 service charge per month & $.20 per debit if balance drops below minimum balance,

Monthly statements, Drive-thru night depository, ACH payroll services

Ag Checking

Whether you want a free checking account or one that will help you earn interest quickly as a farmer, Iowa State Bank has the Ag Checking Account for you. Compare our Ag Accounts here.

Account	Amount to Open	Earns Interest	Minimum Balance	Fees	Key Benefits
ISB Free Business Checking Account	$100	No	None	None	Debit/ATM cards available, Automatic safekeeping for checks, unlimited check writing
Regular Business Checking Account	$100	No	None	$1 monthly service charge, $.10 per debit	Debit/ATM cards available, overdraft protection
ISB Business Checking Account	$100	No	None	$6.50 monthly service charge	Debit/ATM cards available, overdraft protection, unlimited check writing
ISB Interest-Bearing Business Checking Account	$1,000	Yes, compounded monthly	$1,000	$14 fee if account drops below minimum balance	ATM/Debit cards available, unlimited check writing

Open a Business Checking Account Today

You can start the process of opening your business or ag checking account by filling out our application. You can also learn more by stopping in at an Iowa State Bank branch office.