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Savings Account
August 01, 2015

Personal Savings

Statement Savings
  • ATM Cards Available
  • Interest Credited Quarterly
  • Quarterly Statement
  • $100.00 minimum balance
  • $1.00 monthly fee if account drops below minimum balance
  • Two free debits per month, $.35 for each additional debit
  • Fees do not apply to customers 62 or older and those under age 18

Hi-Fi Market Savings Account
  • Interest Credited Monthly
  • Monthly Statements
  • Minimum balance of $2,500.00 each day to obtain disclosed APY
  • Tiered Interest Rate Schedule
  • $1,000.00 / Statement Savings Rate
  • $2,500.00 / Variable Rate
  • $10,000.00 / Variable Rate
  • Six debits per month, $5.00 for each additional debit
  • Must open with $2500.00
  • If balance falls below $1000.00 any statement cycle, there is a $14.00 fee.


Christmas Club
  • Interest Compounded Annually
  • Withdrawals are not permitted
  • Statement and check will be mailed the first week of November
  • An early withdrawal penalty of $10 or 3 months interest whichever is greater, will be assessed if the account is closed early.
August 01, 2015

Contact team member:
Personal Banking Team
(641) 472-3161
  © 2012 Iowa State Bank & Trust Company of Fairfield, Iowa    |    Privacy Statement
Iowa State Bank and Trust Company has implemented a "Customer Identification" program in compliance with the USA Patriot Act passed by the United States Government to help prevent
identity theft and fraud. You will be asked for proper identification when becoming a customer of the bank. In addition, the bank may ask for official documents and may use a third party to
verify your identity.