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Cash Management Services
 
November 27, 2014




Cash Management Services

Business Checking Account
All Cash Management begins with a business checking account. Your checking account is the foundation of the relationship with our bank and becomes the primary account to add additional features, to meet your specific needs. Listed below are the two most popular types of checking accounts for your business.
  • Regular Business Account
  • Business Analysis Account with compensating balances assist in offsetting the basic fees of the account.

Additional Features
Our bank has two additional features that can be used individually or in combination with each other. As you choose one or both of the following, a threshold balance will be calculated to cover any service charges through our account analysis program. This will determine the amount of funds to be kept in your Business Analysis Account.

COMMERCIAL LINE OF CREDIT
12-month Business Operating Line of Credit.  You may be able to access this Line of Credit by contacting the Credit Department or by using your On-Line-Banking.

SWEEP ACCOUNT
Ask about our SWEEP ACCOUNT.  Have money transferred automatically to and from your Business Accounts or your Business Line of Credit upon YOUR designated threshold amount.


HI-FI MARKET ACCOUNT
(Deposit Account-FDIC Insured to $250,000.)
You must open this account with $2500.  A minimum
balance of $1000.00 is required to obtain the current
interest rate.  This account compounds interest
monthly, with a tiered interest rate schedule.  Six debits
per month is allowed without any additional charge.
You will receive monthly statements on this account,
that can be linked to your checking account statement.
Daily transfers from your business checking account
can be done with collected funds via the Internet
Banking module.


CERTIFICATE OF DEPOSIT
A minimum of $1000.00 is required to purchase a CD.  We have terms from 7 days to 5 years.  Interest may be paid by check, compounded,  or automatically deposited to your checking or savings account.  


 


November 27, 2014









Contact team member:
Marcia Gaines
(641) 472-3161 ext.225 mailbox@isbff.com
 
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